Estimate Your Federal & State Tax Refund

Educational estimate only. Uses simplified federal brackets, state effective rates, and basic credits.

Tax year: 2025 2024 2023 2022 2021 Filing status: Single Married Filing Jointly Married Filing Separately Head of Household Qualifying Surviving Spouse Total wages / self-employment income (before expenses) Adjustments to AGI (e.g., eligible adjustments that reduce income) Qualified tips (possible 2025 “No Tax on Tips” amount) I work in an IRS-classified tipped occupation and my tips meet the 2025 “qualified tips” rules. Deductions: Use Standard Deduction Use Itemized Deductions (enter amount below) Itemized deductions (if selected) Federal tax withheld (from W-2s / 1099s) Additional estimated federal payments (if any) Number of qualifying children under 18 Other non-child tax credits (total)

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State (for rough state estimate): -- Select state -- Alabama Alaska (no state income tax) Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida (no state income tax) Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada (no state income tax) New Hampshire (no wage tax) New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota (no state income tax) Tennessee (no wage income tax) Texas (no state income tax) Utah Vermont Virginia Washington (no wage income tax) West Virginia Wisconsin Wyoming (no state income tax) State income tax withheld (from W-2s, 1099s) Additional estimated state payments (if any) Estimate My Refund

This tool is a simplified educational estimator. It does not fully reflect all IRS or state rules, phaseouts, or local taxes. Always confirm results with a professional tax preparer. For accurate returns and planning, schedule a session with Sabim Accounting.

How to Use This Tax Refund Estimator

1. Choose your tax year and filing status.
2. Enter your income (wages, 1099s, capital gains, interest, etc.).
3. Add any adjustments (IRA contributions, student loan interest, etc.).
4. Choose whether you want to use the standard deduction or enter itemized deductions (mortgage interest, real estate tax, charity, car loan interest, etc.).
5. Enter your children, child & dependent care expenses, and other credits.
6. Add your federal and state tax withheld from your W-2s/1099s and select your state.
7. Click “Estimate My Refund” to see an approximate refund or balance due.

What This Estimator Looks At

• Wages and self-employment income.
• Short-term & long-term capital gains (simplified), 1099-INT, 1099-DIV, and taxable government income.
• Adjustments to income, including IRA contributions and student loan interest (capped at $2,500).
• Standard or itemized deductions: real estate tax, mortgage interest, charitable donations, car loan interest (capped at $10,000), and other itemized deductions.
• Child tax credit (including a simplified refundable Additional Child Tax Credit estimate).
• Child & dependent care credit (up to $3,000 per person, $6,000 total, at an approximate 20% rate).
• Rough state income tax calculation based on your taxable income and state.
• Payroll (FICA) taxes on wage income (Social Security & Medicare) as a separate estimate.
• For 2025 only, a provisional “No Tax on Tips” adjustment for qualifying tipped workers.

Important: This calculator is for education and planning only. It uses simplified IRS and state rules and does not replace a professionally prepared return. It does not fully apply phaseouts, special credits, AMT, multi-state issues, or every 2025 “No Tax on Tips” detail.

If you want a precise refund calculation and help making sure you don’t leave money on the table, let Sabim Accounting prepare and file your return.

Next step: This estimate highlights potential refund opportunities, but final amounts depend on IRS rules, documentation, and credit eligibility.

Professional preparation helps ensure accuracy, compliance, and maximum eligible refunds.